As an affiliate, you must have probably heard about the best credit card affiliate programs and you’re interested in knowing more about them.
Firstly, credit card affiliate programs are one of the most lucrative affiliate niches you can find out there. You earn over 5-figures monthly in commission rates as an affiliate marketer in the credit card niche.
Don’t think it is impossible, with the right steps you can achieve this.
Credit cards are recognised as one of the most known payment methods globally. One can never predict the global economic status but it’s visible that people are taking more loans than ever.
For this cause, the credit card industry is a niche where almost every affiliate marketer wants to focus on.
In this article, you will know the best credit card affiliate programs to venture into to start cashing out. But first, this is why you should promote credit cards affiliate programs.
Why Should I Promote The Best Credit Cards Affiliate Programs?
We are in a digital era where affiliate marketing is now an awesome medium to earn more money online. You also get credit card affiliate programs for whatever product or services you offer.
A credit card offers you the opportunity to purchase something online and gives you some time to repay. The inky catch with this method of payment is that you might have to pay with a certain percentage(%) of interest.
Through the years, it has been recorded that the demand for credit cards is increasingly high and it appears that the demands for credit cards won’t stop.
According to the Canadian Banker Association, 3 million MasterCard and VISA credit cards were in circulation as of 2017. Amidst the pandemic and lockdown, demand for credit cards at lower interest rates was on the increase.
This just goes to say that the credit card niche is here to stay despite the economic state globally. And daily, people surf the internet to look for the best and most reliable credit card rewards program.
However, this is an awesome opportunity to grab and promote any credit card that fits the product/services you offer. For instance, let’s say that you run a fitness and health service, Hyatt Credit Card is very great to promote.
Even though you are a fashion designer or you focus on student life, movies or you give travel guides there are various credit card affiliate programs for you. All it takes is for you to be creative with it.
Another thing you should know is that credit card affiliate programs offer higher commissions.
You must know that the commission for products/services varies, but a simple credit card approval can earn you $25 to $150 while personal loans can earn you a few hundred.
Best Credit Card Affiliate Programs
Credit.com is a credit card affiliate program that offers you everything finance-related. Regardless, the features they offer are; credit cards, loans, personal finance and the power to upgrade your credit.
There are a few things you won’t find when it comes to using Credit.com for your credit card affiliate programs.
Over 60 different cards have been provided by them, including Mastercard, Discover, the leading credit card providers like Visa, American Express and Credit One.
These are just a few of them.
However, Credit.com credit card offers to convert well and they have an extensive variety of cards that they offer to your clients.
Their assortment of cards includes:
- Business Cards
- Airline Miles
- Cash Cards
- Reward points
- Gas Cards
- Balance Transfer
- Merchandise Cards
- Secured Cards
- Student Cards
Note that individual credit cards can’t be promoted on Credit.com. People will be directed to Credit.com in general via your affiliate link and then they can peruse all the things Credit.com offers.
Secondly, BankAffiliates is a performance-based affiliate network that offers financial products and services, which includes; insurance, lending and retail banking. They also give you exclusive offers that cannot be found elsewhere.
BankAffiliates.com claims to have some of the highest commission payouts in the industry. They have an extensive variety of financial affiliate programs which includes:
- Personal Capital
- Credit Sesame
They also offer monthly bonuses, contests and new affiliate bonus programs. BankAffiliates.com has affiliate management offers that will suit your audience and also help you improve your offers for good conversions.
FlexOffers is a large network of over 12,000 active advertisers. Their specialization is in affiliate credit card programs. Currently, they have more than 500 affiliate programs for financial services alone. FlexOffers is one of the best credit card affiliate programs.
They also have a FlexRev to $share program which gives you a surplus way to earn via second-tier commission. You will get up to 50% revenue for every new publisher you refer to the FlexOffers network. This earns you between $15 and $400 per referral cookie between the range of 10 and 45 days.
4. American Express
American Express is a credit card affiliate program that enables you to earn commissions each time someone enrols for his/her credit card through you.
There is a high chance of earning up to $200 per sale because American Express is a global affiliate program. The American Express card ensures your clients peace of mind when making transactions. American Express is available 24 hours a day.
5. Bankrate Credit Card Affiliate Program
Bankrate credit card affiliate network offers affiliates access to some of the best credit card companies. However, some of these credit card companies include; American Express, Discover, Capital One, Chase, and more.
Regardless, the Bankrate credit card affiliate program makes over 300 different offers linked to financial advice and credit cards accessible to publishers.
A lot of these affiliate offers come with distinctive terms and payout structures. Not only are the affiliates supported by a committed account representative, but they are also provided with tools that enable them to track and measure performance.
Although, you earn up to $200 per signup, you still get 40% revenue share on every sale you make and other commissions.
6. Credit Assistance Network
Just as the name implies, they render credit improvement services. Credit Assistance Network has been in the credit repair industry since 2004.
They help clients sort out negative matters on their credit score which will lead to the improvement of the credit profile.
Credit Assistance Network is known to be one of the top-ranked highest paying credit repair programs globally.
Likewise, they have hosted offers that included educational resources and consulting services. You will get up to $95% commission per sale and $1.2 commission per lead.
7. Capital Bank (OpenSky)
OpenSky credit card is affiliated with Capital Bank and is secure and reliable. Also, users can select their credit limits. As one of the best credit card affiliate programs, you get no less than $25 per funded account as an affiliate.
TransUnion focuses on providing comprehensive personal information and credit reports for users. Likewise, in order to prevent identity theft, TransUnion goes all out to monitor the credits of their clients.
Their affiliates are not being left out in all these amazing things because TransUnion makes important resources available to their affiliates like; banners, techniques of optimizing campaigns and monitoring sales performances.
You don’t do this alone as an affiliate because TranUnion has a committed affiliate team that will help you make the most of your commission and earnings.
As a TransUnion affiliate, you earn up to $45 per sale plus other attractive commissions.
Conclusion on Best Credit Card Affiliate Programs
The best credit card affiliate programs have been outlined in this article. However, as a beginner or professional affiliate marketer, making money doesn’t have to be difficult. You can check out the list for more information on the credit card niche.